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Home Based Business Top Ten List – Top Ten Qualities You Need To Consider In A Home Based Business

Let’s face it, a good salesperson can make an argument for just about any Home Business… they all have good points. Without naming any businesses in particular, here is my list of what to look for and what to avoid.

10) Products

Although there are some Home Based Businesses that exist without an actual product to market, I have to ask “How can you sell something that doesn’t exist?” If you want to get together with your buddies and other “like-minded individuals” to dream big dreams, that’s great… but it’s a social club, not a business.

As for those Home Based Businesses that actually have products, you shouldn’t expect to sell them to your friends and relatives. If you believe that your friends and relatives are willing to pay more for a product just to help you succeed in business, you are wrong. Sure, your mother might do it (but she also bought that horrid lemonade you made when you were a kid), but it is wrong to ask your peers to pay more for a product just because it is coming from you… especially in today’s economy.

You also want to make a reasonable profit on the products and/or services you provide. You can sell thingamajigs all day long, but if you only make a few cents on each one you’re never going to become wealthy… even if you add the small percentage you’ll receive by having a bunch of other people in your downline out selling them as well. Find a product where you keep most of the sale price for yourself and don’t give it away to others.

9) Initial Cost

This one is tricky. I put it at number nine because there are some opportunities that are well worth the higher cost of getting involved. If you were to become involved in a conventional “brick and mortar” type business (where you have to buy, build or lease a building) or a franchise (where the franchise fee alone can set you back over $100,000), you’d have to shell out a lot more than even the most expensive Home Based Businesses, and if the profitability is there, the initial cost of a almost any venture can be worth it.

8) Inventory

Do you have to take actual possession of the products you sell (that is, IF you are selling any products – see #10)? If the answer is “yes,” then it is a strike against that Home Based Business. With the availability and the low cost of shipping services, if you are a physical link in the distribution chain, look elsewhere.

7) Structure

Does the Home Based Business have a Multi-Level Marketing structure? If so, are your commissions enough that you can actually make money without having hundreds of people in your downline? If you’re honest with yourself, you’ll realize that it’s going to be tough to find anyone who sees the same things in the business that you do… at least for the same reasons… so I’d stay away from businesses where you make a few cents or a couple of dollars based on someone using a product or service.

Do you have to give away any of your commissions to your sponsor? If you do, ask yourself what his motivation will be to help you after he gets his cut of your production. In most cases of the so-called “pass up” programs, your sponsor actually becomes your competition after you have “passed up” your first sale or two… and that doesn’t sound very appealing to me.

Do you get to keep your prospects? In most affiliate programs once you make a sale to someone there is no guarantee that the next time they buy it will be through you. With some of the “online giants” your customer (who buys online through you) becomes a target of their direct campaigns after a purchase! Do you really want to compete with that type of advertising budget? Me neither.

6) Market

Is the Home Based Business in a market that is relevant in today’s society? This is closely tied to the question of products, but it’s different in the fact that the market around which your Home Based Business is structured should be GROWING (which is rather tough to find in today’s economy). The Internet is growing… the market for alternative energy is growing… the need for affordable housing is growing… if you can find a Home Based Business in one of those areas you will be ahead of the curve.

5) Income Stream(s)

What? You want to make money? Sure it is important, but it comes in at #5 because there actually are other things that are more important. In evaluating the income of a Home Based Business you need to look at not only the amount of income, but also the number of income streams available to you. If you get paid a really high commissionfor selling a widget that only a few people want, it’s important to have a few other whatchamacallits that you can provide them as well. Or better yet, have an entirely different income from another source within the business.

You should also look for a Work From Home Business that will provide you with a residual income. When widgets aren’t selling, nothing will help you sleep better at night than knowing that you are going to get a check each and every month based on work that you have already done.

4) System

Does the Home Based Business have a proven system for you to follow? I don’t mean a “here are a couple of books for you to read so you can familiarize yourself with the products (if there are any)” type of system… I mean a system where you have a mentor who will:

  • actually walk you through the program
  • hold your hand (if you need it) until you are comfortable
  • answer your questions
  • return your phone calls
  • take a real and sincere interest in your success

If you have a system in place that works, and you can just plug into it and succeed… that’s a good thing.

3) Public Opinion

It’s tough not to mention any particular name when you talk about public opinion. Unfortunately, many legitimate Home Based Businesses have gotten a bad rap because of the public perception of what they are. In most cases, the companies who have the tarnished reputation had nothing to do with it getting tarnished! This is #3 because even if you have a phenomenal product, if the public thinks your product or service is somehow inferior (or that they will be forced into sitting through a “business presentation”), chances are that you won’t get close enough to them for them to see that they have been misinformed.

2) Leadership

We are getting close to #1, and quite honestly this could have easily been at the top of the list. The best way to sum up this point is to say that if you are going into battle, you will best be served by someone who has been there before. You want to associate yourself with a Home Based Business that has quality leadership. The CEO of the company should be well respected in his or her community, have a proven record of success, and be a reasonably normal person. History is full of people who led by example… find one and follow closely.

1) Ethics

Ethics? Absolutely. Your Home Based Business is only going to be as strong as the foundation on which it was built. If the CEO is not of strong moral character, dont walk away… RUN… as fast as you can! Any Home Based Business with which you associate should be based on an “abundance mentality” of people helping people succeed. You need to find a strong mentor who will walk beside you and help you to learn the system; you need someone who will show you what is and is not acceptable; you need someone who will not take advantage of people just to make a sale; you need someone with scruples; and most of all you need someone who truly wants to see you succeed.

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Differences Between a HOME BASED BUSINESS and a WORK AT HOME JOB!

Have you ever compared the differences between a home based business vs a work at home job?

There are some major differences between having a home business and work from home, compared to having a job that allows you to work at home. Your home is the central hub of all the operations involving a home based business, while a work from home job means your daily work is based in your home but is just a part of a outside business. Most work at home jobs involve checking or reporting to an employer, and you are working on as a freelancer or telecommuter status. Some freelancers, however, will have a home based business and they deal with clients instead of an employer. There are definitely advantages and disadvantages to both kinds of these businesses.

When you are your own boss, you don’t receive a W-2 at the end of the year, so you’re responsible for taking care of your taxes. You would deal directly with the IRS concerning your sales and income. For people who are working from home, you’ll be receiving a W-2 at year’s end from your employer, who will also send a report to the IRS. When you’ve attained a specific level of sales as a freelance worker, the employer is responsible for reporting that amount.

Needless to say, there are no health care or unemployment insurance benefits, and worker’s compensation is not available to home based businesses. Partner discounts for the purchase of benefits are available from several insurance companies, but when you are the owner of a home based business you pay for them yourself. People who telecommute and work from home might have access to benefits, but if you are a freelancer you must get your own.

The benefits of both kinds of working at home jobs is the freedom in project choice, flexible time schedule, and the added comforts of your own home. Since you are an employee when you work from home there could be some limitations from the employer. The best thing about is being at home it offers you a lot more freedom and flexibility than an office does. However, a of people who own a home business, or home workers, will discover this kind of freedom can be a double-edged sword. In your own environment it can be easy to pick up a book, put on movie, or find some other activity you enjoy. If you add procrastination to the other possible distractions, you will soon find you’re missing deadlines and producing sloppy work. If you want to be your own boss and work a home business, you need to see if you have the self-discipline it requires.

Most of the time the money you make from a home based business results from sales of a products or services. There are some out there, however, that your earnings are based totally on the number of people you can recruit into the business. These kinds of business are referred to as pyramid scams, and your success is directly connected to how many other people you recruit in under you. As each new recruit buys in, you are pushed higher up the payment ladder. In scams like these, your own products sales are usually not very important.

However, there are a lot of home based businesses that you can start on your own and be your own boss. Besides a marketing company, there’s a portrait studio or a gardening center that would let you be your own boss. It doesn’t matter what type of business you choose to open, to be your own boss you have one that keeps all the operations with in your own home.

Be sure and do your homework before deciding which kind of work you want to do – ask a lot of questions and get a feel for the work itself before you make a commitment. Today the really successful home based business owners are people who might have purchased a product and loved it so much they wanted to share it with others. However, those who want to be their own boss, and work from home, are really happy with their business in their home.

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Learn Which Are the Most Popular Finance Courses Available

Many educational institutions today provide the Masters in Finance as an alternative in the structure of the Master of business administration plan. Universities of business normally have many aspects of concentration to select from in the 2nd year of a 2 year, full time Master of business administration training program. In many schools the most used course for the Master of business administration is Finance. The number of schools listed below all include finance as an Master of business administration choice and in most cases provide extra graduate degree options for courses associated with finance, either in the context of business operations or as an analytical occupation. Several educational institutions provide a Masters in Financial Maths for individuals interested in the difficulties of statistics or in an Expert degree program that focuses on the technology of business finance. The universities listed below all have level programs created for career advancement in the commercial world.

New England University of Business and Finance was founded in 1909. Through the years it has advanced from a finance training organization to a total fledged degree allowing university certified by the New England Association of Colleges. The university provides a strong background in teaching future experts in the banking and finance sectors.

Baker College provides the online Master of business administration in Finance with a course that has 33 credit hours dedicated to business studies and an extra 20 credit hours for lessons in the finance expertise. Among the business main programs are lessons in Investigation & Stats for Managers, Accounting for the Modern Manager and Administration Data Systems, so the analytic instruments as well as IT needs for a Masters in Finance are included in the 1st part of the course.

University of Liverpool has entered in the worldwide online training area with its online Master of business administration course. Since the program was certified by the European Foundation for Administration Improvement it has created a student body utilized by more than 175 countries. The Master of business administration in Finance and Accounting is provided in modules, with every module composed of lessons that grow in difficulty. The University offers e-books or printed books for free. Finance modules contain Investment Techniques, Financial Reporting, Business Finance and also Advanced Managing Accounting.

Northeastern University provides a Master of business administration in Finance online through its Education of Business. This area handles mergers and acquisitions, certification, joint projects, and IPOs from a managing point of view. There’s also a Master of business administration in Entrepreneurship that involves many of these sophisticated programs. Additionally Northeastern provides an online Master in Finance that concentrates completely on the difficulties of accounting and finance, and global finance structures for international businesses.

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Understanding Personal Finance UK

Money is what helps us to meet our needs. It is the determinant factor in almost everything in today’s life. You can cherish the charms of life if you have it. Now what if you lack adequate finance to meet your growing needs? No problem, personal finance is here to help you with financial assistance. Residents of UK are benefited with its support and take it whenever necessary.

Personal finance of UK can be rightly categorized in to two parts namely secured finance and unsecured finance. To get secured personal finance, you need to place any of your property as security against the loaned amount. This security can be entitled as collateral which in turn acts on behalf of the borrower. Now, if you do not own any property or if you are not in the mood of putting your property at risk, go for unsecured personal finance. This kind of finance lets you feel free from the risk of repossession of property, which is very much prevalent under secured finance in case of payment default.

Personal fiancé can be opted by residents of UK to meet any of their personal needs such as:

To renovate home

To finance education of child

To arranging a holiday in a tourist spot.

To meet day to day expanses etc.

Moreover you can also go for personal finance to consolidate the growing debts of a person.

There are several sources to get personal finance of UK. But to get personal finance of UK in the easiest way and without hassle free loan lending process, go for World Wide Web. It gives you quick access to several lenders, who are serving the needs of borrowers for decades. Just by going to their sites, you can take your pick and with the financial assistance, you can easily meet all your needs.

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Let Us Help You Become More Profitable

Many of our clients are young individuals that would consider themselves fairly educated investors. But being educated on the stock market or on the bond market simply isn’t enough to ensure that your current and future investments give you the return that you are seeking. Not only must you be constantly aware of what is going on in the markets, but you need also to be conscious of what time of investments you should be making during each period of your life. When gambling in a risky market such as the stock market, individuals investing for themselves need to know the basic analytics necessary to achieve success. It is also crucial to know how you should be balancing your accounts, and how to properly manage them.

When analyzing stocks to purchase there are about a million different factors that need to be considered, and every stock analyst will go on to tell you their personal opinion on which statistics are best to consider before making a purchase. The truth in the matter is that at the end of the day the stock market is just legal gambling that is truly unpredictable. Yes, there are ways to possibly see what the future of companies will hold when examining some stocks, but if you don’t spend the majority of each day educating yourself on the markets, you probably won’t have an idea on what the future holds for most companies.

A few key elements to analyze when making a stock portfolio are the Beta, dividends paid, and the company’s earnings. The beta provides you with an idea of how that particular stock will be affected with a change in the economy and stock market as a whole. A proper stock portfolio built for success should have stocks with a wide range of betas. This can ensure protection over your account if there is ever another stock market crash. It can also provide you with protection while the stock market is progressively moving forward at a solid rate. Dividends are definitely something to be considered when making a stock purchase. Either companies can choose to pay out dividends to their shareholders or they can dump that money back into the operation to try to improve their business.

Many people like dividends when purchasing stocks for the short-term. We all know that stocks are meant to be a long-term investment, but many people still try to profit off of them in the short-term. Personally, I do not invest in many companies that pay large dividends to their shareholders because I’d prefer them to use that money to grow their business and drive their stock price as high as possible. Don’t get me wrong, money now is always better than money later, but when trying to optimize a long-term investment I’d rather be patient and watch the company’s success go through the roof in a few years than make an extra five dollars per stock each year right now.

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How to Market Your Small Business Online in 3 Easy Steps

The Internet has single-handedly replaced all other advertising mediums as the number one place to advertise for maximum ROI. The real question is how do you market your small business online in a cost effective manner? In this article I am going to share with you a few Internet marketing tips that I have used to market my business online, and these tips will also work for you!

1. The first tip to market your business online is submitting to vertical directories. Directories such as Merchant Circle, Kudzu, Yelp, etc. are a great place to start. With these directories you can create an advertising space using certain keywords phrases. These are the same phrases that people will search for when they are trying to find your product or service!

2. The second way to market your small business on the internet is to write articles. Article marketing is one of the best ways to market your business online, and I have proven this with over 750 of my own articles attracting tons of visitors each and every day to my website. The search engines view popular article directories as news aggregators, and as such they are given high credibility within search results.

3. Another way to market your small business online is to leverage the power of social media. Websites such as Twitter, Facebook, Linkedin, etc. are great ways to increase your online exposure and network with people who will be interested in the products or services that you offer.

Online marketing is the wave of the future, and not starting right away could cost your business thousands or even millions of dollars in sales. If you are not marketing your small business online, then get in touch with a professional who can help you get started today!

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Business Online Marketing and Your Brand: A Win-Win Situation

If you have a new product or service that you want to promote, the best way you can do this is by business online marketing. Aside from being an effective method to market your business, it is also the more affordable option. Why? Think about it, millions of people have access to the online world on a daily basis. When they are looking for a product or service such as yours, they will use search engines to look for it. This is where online marketing comes in.

A lot of people have asked how online or internet marketing works. They are usually the ones who are interested in promoting their own business but are afraid to start. They think that this venture is a waste of time and energy. This is where they are actually wrong. By building their brand on the internet, they are allowing more people to find their product or service. In turn, this will lead to revenue to business owners.

The process of business online marketing is being done in a manner that attracts the attention of various individuals. As long as they have a common need for a certain product or service, they will be directed to your business website. Once the marketing has been done right, you will easily be able to turn your website’s traffic into your customers.

Simply put, individuals who practice internet marketing will work hard to make your business reach the top page of a search engine. Since these individuals are aware that people do not want to look into further pages, they are knowledgeable of how this can affect a business. Once you hire an online marketer to cultivate your business, he will see to it that you reach this status. He is able to achieve this through tools that he has the skills for.

If you are interested in growing your business and earning more money, you should consider taking this step. There are millions of people who are looking for your product or service. By having someone promote your brand, you will be able to attract these people to see what your business is. This is what individuals who do business online marketing are good at.

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How to Build a Successful Business Online

Building a successful online business is no different from a real business offline. The secret is to understand the keys to success. Just like offline businesses, competition could be tough on the internet. There are over 182 million websites as at December 2008, according to a netcraft survey and only about 1 percent of these sites are profitable. Most websites are replicas of the same thing; almost everyone seems to be doing the same thing.

Passion rules

In order to win in your online business you must choose a niche you are passionate about and there is money at the end of the rainbow for your efforts.

Before I share with you what a profitable niche is, I thought it was important to talk about passion. Merriam-Webster dictionary defines passion as:“A strong liking or desire for or devotion to some activity”. In other words, you are passionate about a topic when, the topic stirs s in you an emotion, an overriding feeling, that is intense and borders sometimes on the edge of being unreasonable.

Do you find you become so absorbed in an activity or learning that you are lost in space? It feels like your deep yearning satisfied. That is passion in action.

Your business must leverage your strength

What you are passionate about, may likely be a pointer to your strengths as a person. Let me explain: Brian Tracy, bestselling author of The Psychology of Selling” says “the best way to succeed in business is to choose a business that appeal to your strengths”. In his bestselling book, The millionaire mind, Dr Thomas Stanley talks about the results from his survey of millionaires. The survey showed that most millionaires say their success is a direct result of loving their career or business.

Another important factor for success,apart from having a love for the business they chose, the survey revealed was, their career/job allowed them full use of their abilities and aptitude. This is what I mean by working with your strengths.

Now if your strengths are important in starting your online business, what exactly are your strengths?

Rich Schrefen, legendary coach of internet gurus, and founder of defines strength as “a talent completed with skills and knowledge”. Rich points out that you can learn skills and knowledge but you can’t learn a talent. Either you have talent or you don’t have it, simple.

The key ingredient to having strength is your inborn talent. The issue of talents and strengths is a topic for another article.

However, you need to understand one thing-in order to succeed in your online business you must bring strength to the market place-that allows you to give outstanding value to your customers. This is the key to having a winning edge to succeed in business online.

The formula for success

Let’s put all we have said into perspective:

You must have passion for the niche you select for your internet business.

Your niche should appeal to your strengths – (talents + skills + knowledge).

I want to stress one more thing before you start running off to build your online business…you need to strike a balance between passion and profitability.

The primary question you must ask yourself going forwards is… Does my niche business have a proven market? – In other words, are people interested in your niche topic and want to pay you money for your products? The answer to this question is to look for your competitors, already providing products and services. And the market is sizeable to support your business.

This is what I mean by to balance passion and profitability. Because when you have chosen your profitable niche you are passionate about, you will serve your customers well and have undue competitive advantage.

This is how you succeed online.When you adopt the thinking, process I have outlined above, you will find the odds stacked in your favour to succeed in business.

To your success.

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